Fair Housing
A West Virginia landlord may legally ask a prospective tenant about:
ATheir national origin
BTheir ability to pay rent and credit history✓ Correct
CWhether they have children
DTheir religion
Explanation
Landlords may legally inquire about a prospective tenant's ability to meet rental obligations, including credit history, income, and rental references. Inquiries about protected classes (race, religion, national origin, familial status, disability, etc.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
State-Specific Concepts
DRE Regulation
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