Escrow & Title

In West Virginia, a settlement agent must provide the Closing Disclosure to the buyer at least how many business days before consummation of the loan?

A1 business day
B3 business days✓ Correct
C5 business days
D7 business days

Explanation

Under TRID, the lender/settlement agent must provide the Closing Disclosure to the buyer at least 3 business days before loan consummation (closing). This gives the buyer time to review and compare the final loan terms with the Loan Estimate.

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