Property Ownership
In West Virginia, a 'special warranty deed' warrants title only against defects arising:
ABefore the grantor acquired the property
BDuring the period the grantor owned the property✓ Correct
CDuring all of recorded history of the property
DAfter the grantor sells the property
Explanation
A special warranty deed contains a limited warranty — the grantor warrants title only against defects or claims arising during their period of ownership. Defects from before the grantor's ownership period are not covered by the warranty.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
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