Escrow & Title
A special warranty deed in West Virginia warrants title only against defects:
AThat occurred at any time in the history of the property
BArising during the grantor's period of ownership✓ Correct
CCaused by the grantee's actions
DCovered by title insurance
Explanation
A special warranty deed only warrants against title defects that arose during the grantor's period of ownership. It does not protect against defects that existed before the grantor acquired the property.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
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