Fair Housing

Under the Fair Housing Act, which of the following is an example of 'disparate impact' discrimination?

AA landlord explicitly refusing to rent to Hispanic tenants
BA landlord's facially neutral policy that disproportionately excludes a protected class without sufficient justification✓ Correct
CAn agent steering Asian buyers away from white neighborhoods
DA lender requiring higher down payments from Black borrowers

Explanation

Disparate impact discrimination occurs when a facially neutral policy or practice has a disproportionately negative effect on a protected class, even without discriminatory intent. Examples include minimum income requirements set unreasonably high that disproportionately exclude minority applicants.

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