Property Ownership

When a West Virginia property owner grants a mortgage lender a security interest in their property, the owner is the:

AMortgagee
BTrustee
CMortgagor (or trustor in a deed of trust)✓ Correct
DBeneficiary

Explanation

In a mortgage, the property owner/borrower is the mortgagor; the lender is the mortgagee. In a deed of trust (common in WV), the borrower is the trustor, the lender is the beneficiary, and the trustee holds title as security.

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