Escrow & Title

A Wisconsin 'certificate of title' differs from a 'Torrens certificate' in that a Torrens certificate:

AIs the same as a standard title insurance policy
BProvides government-guaranteed title, where the state certifies ownership after court proceedings✓ Correct
COnly covers properties under $100,000
DIs required for all commercial transactions

Explanation

Wisconsin's Torrens system (limited use) provides government-guaranteed title through a state-certified registration process; the state essentially guarantees title against claims outside the certificate.

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