Escrow & Title
A Wisconsin title insurance policy does NOT protect against losses from:
AForged deeds in the chain of title
BSurvey errors hidden in the records
CPhysical hazards like flooding that occur after closing✓ Correct
DUndisclosed heirs claiming title
Explanation
Title insurance covers title defects that existed prior to the policy's effective date. It does not cover physical hazards (floods, fire, etc.
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