Fair Housing
A Wisconsin mortgage lender who charges higher interest rates to minority borrowers than to equally qualified white borrowers is engaging in:
ARisk-based pricing
BPredatory lending and reverse redlining✓ Correct
CPermissible market differentiation
DRate shopping
Explanation
Charging minority borrowers higher rates than equally qualified white borrowers is a form of reverse redlining (predatory lending) that violates the Fair Housing Act and ECOA.
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