Fair Housing
Under Wisconsin's Open Housing Act, a landlord with a 12-unit apartment building who denies a rental application based on the applicant's national origin may be subject to:
ANo penalty under state law
BComplaint, investigation, and remedies including injunctive relief and monetary damages through the Wisconsin Equal Rights Division✓ Correct
COnly a $250 fine
DA private DSPS reprimand
Explanation
A complainant may file with the Wisconsin Equal Rights Division (or HUD) within the applicable time period. Remedies include injunctive relief, actual damages, civil penalties, and attorney fees.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Option ContractA contract giving the buyer the right, but not the obligation, to purchase a property at a specified price within a specified time period.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
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