Environmental

A Wyoming property located in a FEMA-designated Special Flood Hazard Area (SFHA) requires the buyer to:

APay a federal surcharge at closing
BPurchase flood insurance if obtaining a federally-backed mortgage✓ Correct
CObtain a special zoning variance
DDisclose the flood zone to all neighbors

Explanation

Properties in FEMA Special Flood Hazard Areas (100-year floodplain) require flood insurance if the buyer uses a federally-backed mortgage. Wyoming has designated flood zones particularly along rivers and streams.

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