Fair Housing
An online listing platform in Wyoming that shows different property listings to users based on their zip code in a racially discriminatory manner would be violating:
ARESPA only
BThe Fair Housing Act's prohibition on discriminatory advertising and steering✓ Correct
COnly state law, not federal law
DNo law because online platforms are not covered
Explanation
The Fair Housing Act applies to online advertising platforms. Algorithmic steering—showing different listings based on race, national origin, or other protected characteristics through zip code proxies—is a form of digital redlining and discrimination prohibited by fair housing law.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
ProrationThe division of ongoing property expenses (taxes, HOA dues, rents) between buyer and seller at closing based on their respective days of ownership.
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