Connecticut Agency
Practice Questions & Answers (2026)

Agency law is one of the most tested subjects on the Connecticut real estate exam, and it's also one of the most misunderstood. The Connecticut Real Estate Commission expects licensees to understand the legal duties owed to clients vs. customers, and the specific timing of required disclosures under Connecticut law. Study these questions carefully — candidates who rely on national agency frameworks and don't account for CT-specific rules are among the most common failures on the state portion.

Practice Questions

Connecticut Agency — Practice Questions & Answers

104 questions on Agency from the Connecticut real estate question bank. First 10 are free — sign up to unlock all 104.

Q1. In Connecticut, when a real estate broker represents a buyer in a transaction, the broker is acting as:

A.A subagent of the seller
B.A buyer's agent with fiduciary duties to the buyer
C.A transaction broker with limited duties
D.A dual agent by default

Explanation

When a Connecticut broker enters into a buyer agency agreement, they become the buyer's agent and owe fiduciary duties including loyalty, confidentiality, disclosure, obedience, and reasonable care.

Q2. Connecticut law requires that the agency disclosure be made to a prospective buyer or seller:

A.Only at the time the purchase contract is signed
B.At the first substantive contact regarding a specific property
C.Within 24 hours of showing any property
D.Only when dual agency is involved

Explanation

Connecticut requires agency disclosure at the first substantive contact with a prospective buyer or seller regarding a specific property. This allows the parties to understand the broker's role before sharing confidential information.

Q3. Dual agency in Connecticut occurs when:

A.Two brokers from different companies cooperate on a transaction
B.A broker or brokerage represents both the buyer and seller in the same transaction
C.A salesperson and their broker are both involved in a deal
D.Two buyers compete for the same property

Explanation

Dual agency occurs when a single broker or brokerage represents both the buyer and the seller in the same transaction. It requires the informed written consent of both parties.

Q4. A Connecticut listing agent discovers that the seller has an outstanding judgment lien on the property. The agent must:

A.Keep it confidential because the seller is the client
B.Disclose it to prospective buyers as a material fact
C.Disclose it only if the buyer's agent specifically asks
D.Report it to the Commission before listing the property

Explanation

A judgment lien on the property is a material fact that affects title and must be disclosed to prospective buyers. The duty to disclose material facts to all parties supersedes the duty of confidentiality to the seller.

Q5. Which duty does a Connecticut buyer's agent owe ONLY to the buyer and NOT to the seller?

A.Honesty and fair dealing
B.Disclosure of material facts about the property
C.Confidentiality of the buyer's financial situation and motivations
D.Timely communication of offers

Explanation

Confidentiality of the buyer's personal information, motivations, and financial capacity is a duty owed exclusively to the buyer. The buyer's agent must not reveal this information to the seller or the seller's agent.

Q6. An agent who continues to represent a client after the listing agreement has expired is acting:

A.Legally under an implied agency
B.As a gratuitous agent and may still claim a commission
C.Without authority and may be liable for unauthorized practice
D.Under an automatic extension clause

Explanation

If a broker continues to act on behalf of a client after a formal agreement expires and the client accepts this conduct, an implied agency may be created. However, entitlement to compensation depends on the specific circumstances.

Q7. In a Connecticut buyer agency agreement, the broker owes which fiduciary duties to the buyer?

A.Loyalty, confidentiality, disclosure, obedience, reasonable care, and accounting
B.Only disclosure and reasonable care
C.Loyalty to the seller and fairness to the buyer
D.Obedience and accounting only

Explanation

A buyer's agent in Connecticut owes the buyer all fiduciary duties: loyalty, confidentiality, disclosure of material facts, obedience to lawful instructions, reasonable care and diligence, and accounting for all funds.

Q8. Under Connecticut agency law, a designated agency arrangement means:

A.Two agents from the same brokerage each exclusively represent the buyer and seller respectively
B.One agent represents both buyer and seller without disclosure
C.The broker personally handles all transactions
D.A temporary agent is assigned from a government agency

Explanation

Designated agency allows a broker to designate one agent within the firm to exclusively represent the buyer and another agent within the same firm to exclusively represent the seller, avoiding dual agency conflicts.

Q9. A Connecticut listing agent who learns from the seller that the basement floods during heavy rains must:

A.Keep this information confidential from all buyers
B.Disclose this material fact to prospective buyers
C.Only disclose if a buyer asks specifically about flooding
D.Disclose only to the buyer's agent, not the buyer

Explanation

In Connecticut, real estate agents have a duty to disclose all known material facts that would affect the value or desirability of a property, including structural defects like flooding, to prospective buyers.

Q10. A listing agent who receives an offer far below the asking price is required to:

A.Reject the offer without presenting it to the seller
B.Present all written offers to the seller promptly
C.Only present offers within 10% of the listing price
D.Counter the offer on behalf of the seller without the seller's knowledge

Explanation

A listing agent has a fiduciary duty to present all written offers to the seller promptly, regardless of how low the offer may be. Failure to present an offer is a breach of fiduciary duty and violates license law.

Q11. When does a Connecticut real estate agent's agency relationship with a seller typically terminate?

A.When the property is shown to the first buyer
B.Upon the closing and transfer of title
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