Trust FundsIntermediateAlabama Exam

An Alabama broker's trust account is subject to AREC examination:

AOnly when the broker applies for license renewal
BAt any time at AREC's discretionCorrect
COnly after a formal complaint is filed
DEvery 5 years on a scheduled basis

Why At any time at AREC's discretion Is Correct

Answer B: At any time at AREC's discretion

AREC has broad authority to examine broker trust accounts at any time, with or without prior notice or a pending complaint.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

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State-Specific Concepts

Trust Account RulesAREC RegulationLicense Law

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