FinanceIntermediateAlabama Exam

Which of the following best describes 'seller concessions' in a real estate transaction?

AThe seller reducing the sale price
BThe seller paying a portion of the buyer's closing costs as part of the negotiated saleCorrect
CThe seller contributing to the buyer's down payment, which is the standard approach used
DThe seller retaining a life estate after the sale

Why The seller paying a portion of the buyer's closing costs as part of the negotiated sale Is Correct

Answer B: The seller paying a portion of the buyer's closing costs as part of the negotiated sale

Seller concessions are when the seller agrees to pay some of the buyer's closing costs as part of the negotiated sale, effectively reducing the buyer's out-of-pocket costs at closing.

Exam Tip: Finance

Finance questions often involve calculations. Master the T-bar method, understand the difference between conventional and government-backed loans, and know key ratios like LTV and DTI.

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