Trust Funds

Which of the following is the best description of a broker's fiduciary duty regarding trust funds?

AThe broker may use trust funds for short-term business expenses if replenished quickly
BThe broker must safeguard all client funds with the highest level of care and maintain complete, accurate records✓ Correct
CTrust funds may be invested in low-risk securities to earn interest for the broker
DThe broker has discretion over how to manage client funds

Explanation

Brokers have a strict fiduciary duty to safeguard client trust funds, keep accurate records, never commingle or convert funds, and disburse only per proper authorization.

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