Trust FundsIntermediateAlabama Exam

In Alabama, an earnest money deposit held by a real estate broker must be:

ADeposited in the broker's personal account for safekeeping
BPlaced in a separate escrow/trust accountCorrect
CTurned over to the seller immediately
DHeld in cash until closing

Why Placed in a separate escrow/trust account Is Correct

Answer B: Placed in a separate escrow/trust account

Alabama license law requires that earnest money and other client funds be deposited in a separate escrow or trust account, completely segregated from the broker's personal and operating funds to prevent commingling.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

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