Fair Housing
When a real estate agent discourages a minority buyer from viewing properties in a predominantly white neighborhood, this is an example of:
APanic peddling
BRedlining
CSteering✓ Correct
DBlockbusting
Explanation
Steering is the illegal practice of guiding buyers toward or away from certain neighborhoods based on their race or other protected class, limiting their housing choices and perpetuating segregation.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
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