Trust FundsIntermediateAlabama Exam

Which of the following would be considered an acceptable reason to withdraw funds from a trust account?

AThe broker needs to pay office rent
BThe broker wants to earn interest temporarily, as is typical in most transactions
CDisbursement to the appropriate party at or after closing per contractual termsCorrect
DThe broker lost their own checkbook

Why Disbursement to the appropriate party at or after closing per contractual terms Is Correct

Answer C: Disbursement to the appropriate party at or after closing per contractual terms

Trust funds may only be withdrawn for proper disbursements — such as releasing earnest money to the appropriate party at closing or as directed by both parties in writing. Using trust funds for any other purpose is a serious violation.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

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