An Alaska real estate company that uses a referral network that primarily sends minority buyers to lower-priced neighborhoods may be engaging in:
Why Steering — a form of illegal housing discrimination Is Correct
Answer B: Steering — a form of illegal housing discrimination
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
Key Fair Housing Terms in This Question
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- Under the Fair Housing Act, a real estate agent who steers a minority buyer away from neighborhoods with a majority of the buyer's own ethnic group and toward heavily minority areas is engaging in:Fair Housing
- In Alaska, an agent who consistently steers one type of client toward lower-priced properties while showing higher-priced properties to another type of client is engaging in:Agency
- In Alaska, an online real estate listing platform that uses algorithms to show different property listings to users based on their perceived race or national origin would be:Fair Housing
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- An Alaska property owner complains that a new zoning regulation eliminates all productive use of their land without compensation. They may file a claim based on:Land Use & Zoning
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Key Terms to Know
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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