Fair HousingIntermediateAlaska Exam

Which of the following best describes the purpose of 'affirmatively furthering fair housing' (AFFH) under federal law?

ARequiring all housing providers to report annually on their tenants' demographics

BRequiring recipients of federal housing funds to take active steps to overcome patterns of residential segregationCorrect

CMandating that all housing developments include equal numbers of all protected classes, under typical circumstances

DRequiring all real estate agents to market in minority communities

Why Requiring recipients of federal housing funds to take active steps to overcome patterns of residential segregation Is Correct

Answer B: Requiring recipients of federal housing funds to take active steps to overcome patterns of residential segregation

The Fair Housing Act requires HUD and recipients of federal housing funds to 'affirmatively further fair housing' — meaning they must take proactive steps to overcome historic patterns of segregation, promote integration, and remove barriers to fair housing choice. AFFH goes beyond merely avoiding discrimination.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

Key Fair Housing Terms in This Question

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Comparable Sales (Comps)

Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.

Joint Tenancy

Co-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

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Fair Housing Laws Guide

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