Fair Housing

Which federal law prohibits lending discrimination based on a neighborhood's racial or ethnic composition?

ATruth in Lending Act
BCommunity Reinvestment Act
CFair Housing Act✓ Correct
DEqual Credit Opportunity Act

Explanation

The Fair Housing Act prohibits mortgage lending discrimination based on the racial, ethnic, religious, or other protected class composition of a neighborhood — this is the illegal practice of redlining. The CRA affirmatively requires reinvestment in underserved communities.

Related Alaska Fair Housing Questions

Practice More Alaska Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Alaska Quiz →