Escrow & TitleIntermediateAlaska Exam

In Alaska, what is the purpose of a 'fixture filing' under Article 9 of the Uniform Commercial Code (UCC)?

ATo perfect a security interest in personal property that has become a fixture attached to real propertyCorrect
BTo record the location of all fixtures in a building for insurance purposes, under typical circumstances
CTo transfer ownership of fixtures from seller to buyer
DTo obtain a mechanic's lien for fixture installation

Why To perfect a security interest in personal property that has become a fixture attached to real property Is Correct

Answer A: To perfect a security interest in personal property that has become a fixture attached to real property

A UCC Article 9 fixture filing perfects a creditor's security interest in goods that have become fixtures (attached to real property). It is filed in the real estate records and puts mortgage lenders and subsequent buyers on notice of the creditor's interest in the specific personal property/fixtures.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

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