Escrow & TitleIntermediateArizona Exam

A preliminary title report in Arizona discloses:

AThe title company's final determination that marketable title has been established and that no exceptions will be listed in the insurance policy at closing
BExceptions and encumbrances affecting title that will appear in the title insurance policyCorrect
CThe lender's appraisal requirement that the property's fair market value supports the requested loan amount before the title commitment can be issued
DThe settlement statement's itemized closing costs for both buyer and seller, which the title company prepares and delivers at least three business days before closing

Why Exceptions and encumbrances affecting title that will appear in the title insurance policy Is Correct

Answer B: Exceptions and encumbrances affecting title that will appear in the title insurance policy

A preliminary title report (or title commitment) is issued before closing and identifies exceptions to coverage—encumbrances, liens, easements, and other items the title company will not insure against.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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