Environmental

Arizona's requirement for a Flood Zone Disclosure is triggered when a property is located in:

AAny area within 1 mile of a river
BA FEMA-designated Special Flood Hazard Area (SFHA), identified on a Flood Insurance Rate Map✓ Correct
CAny low-lying area in the state
DAreas with historical flooding regardless of FEMA maps

Explanation

Flood zone disclosure is required (and flood insurance mandated for federally financed loans) when a property is in a FEMA-designated Special Flood Hazard Area (SFHA), typically the 100-year floodplain shown on Flood Insurance Rate Maps (FIRMs).

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