Escrow & Title

Proration in a real estate closing refers to:

ADividing the commission between agents
BAllocating ongoing expenses (taxes, HOA dues, insurance) between buyer and seller based on the closing date✓ Correct
CCalculating the loan payoff amount
DDetermining the title insurance premium

Explanation

Proration is the process of allocating ongoing property expenses (like property taxes, HOA dues, and prepaid insurance) between buyer and seller proportionally based on who owns the property for each period.

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