Escrow & Title

A 'chain of title' refers to:

AA list of all current encumbrances on a property
BThe sequence of historical ownership transfers for a property✓ Correct
CThe process of searching property records
DA summary of title insurance coverage

Explanation

A chain of title is the chronological sequence of all recorded ownership transfers for a property, from the original grant to the present owner. A break in the chain (gap) may indicate a title defect requiring resolution.

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