Property OwnershipIntermediateCalifornia Exam

Which of the following is a general lien rather than a specific lien?

AA mortgage on a single-family home, as typically recorded in a California deed
BA mechanic's lien on a specific property, consistent with common law property ownership principles
CA judgment lien that attaches to all real property owned by the debtor in a countyCorrect
DA property tax lien on a specific parcel, per standard California real property conventions

Why A judgment lien that attaches to all real property owned by the debtor in a county Is Correct

Answer C: A judgment lien that attaches to all real property owned by the debtor in a county

A judgment lien is a general lien because it attaches to all non-exempt real property owned by the debtor within the county where the abstract of judgment is recorded, not just one specific property.

Exam Tip: Property Ownership

Property ownership questions test the bundle of rights and different forms of ownership. Know the differences between joint tenancy, tenancy in common, and community property, including the right of survivorship.

Key Property Ownership Terms in This Question

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