Trust FundsIntermediateCalifornia Exam

When escrow is used in a California real estate transaction, trust funds are typically held by:

AThe listing broker's trust account until closing
BA neutral third-party escrow companyCorrect
CThe seller's attorney in a trust account
DThe title insurance company on behalf of the DRE

Why A neutral third-party escrow company Is Correct

Answer B: A neutral third-party escrow company

When an escrow is used, the buyer's earnest money and other funds are typically deposited directly into escrow with the escrow holder, rather than into the broker's trust account. The escrow company is a neutral third party that holds and disburses funds per the escrow instructions.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

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