Trust Funds

When a real estate transaction closes, how should trust funds (e.g., the buyer's deposit) be handled?

AReturned to the buyer automatically
BApplied toward the purchase price or costs as directed in the escrow instructions✓ Correct
CRetained by the broker for 30 days after closing
DDonated to the Real Estate Recovery Fund

Explanation

At closing, trust funds such as the earnest money deposit are disbursed in accordance with escrow instructions — typically credited to the buyer's down payment or closing costs — and are no longer held in the broker's trust account.

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