Fair Housing
HUD's Affirmatively Furthering Fair Housing (AFFH) rule requires communities receiving HUD funding to:
AConstruct affordable housing in every neighborhood
BTake active steps to overcome patterns of segregation and foster inclusive communities✓ Correct
CProvide free housing counseling to all residents
DEliminate all zoning regulations that affect housing density
Explanation
HUD's AFFH rule requires communities receiving HUD funding to proactively take steps to overcome patterns of segregation, increase access to affordable housing in opportunity-rich areas, and foster inclusive communities.
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- Under the Fair Housing Act, a lender who requires a higher down payment from buyers purchasing in predominantly minority neighborhoods compared to other neighborhoods is engaging in:Fair Housing
- The federal Fair Housing Act was originally enacted as part of which legislation?Fair Housing
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- Colorado's Fair Housing Act adds which protected class NOT found in the federal Fair Housing Act?Fair Housing
Key Terms to Know
Zoning
Local government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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