Agency

In Colorado, a seller's broker who inadvertently discovers that the buyer's lender has a lower pre-approval amount than the contract price should:

AA. Immediately terminate the contract on the seller's behalf
BB. Discuss the situation with the seller and help evaluate options, as this is information that may affect the seller's decision to proceed✓ Correct
CC. Keep this information confidential
DD. Contact the buyer's lender directly without informing the seller

Explanation

Information about the buyer's financing that could affect the transaction is relevant to the seller's decision-making. A seller's broker should discuss any known financing concerns with their client and help evaluate options — such as requiring proof of funds, requesting a corrected approval, or weighing the risk of proceeding. The broker should not independently terminate the contract without the seller's direction.

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