Fair Housing
A Connecticut homeowner sells their single-family home without using a real estate broker. Under the Fair Housing Act, this homeowner:
AIs completely exempt from all fair housing requirements
BMust still comply with the Fair Housing Act's prohibitions against discrimination based on race, color, and national origin, even without a broker✓ Correct
CIs exempt from fair housing if they own fewer than 3 homes
DIs exempt only from advertising restrictions
Explanation
While the Fair Housing Act has a limited 'Mrs. Murphy exemption' for certain small rentals and FSBO sales meeting specific criteria, the exemption does NOT apply to discrimination based on race, color, religion, or national origin.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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