Escrow & Title
A Connecticut title search reveals that the property's current deed was recorded in 2018, but there is a gap in the chain of title from 1995 to 2005. This gap:
AIs not a problem since the current deed was recorded more recently
BIs a title defect (cloud on title) that must be investigated and resolved before the buyer can receive marketable title✓ Correct
CCan be resolved by purchasing additional title insurance
DIs acceptable as long as the current owner has occupied the property for 15 years
Explanation
A gap in the chain of title means there is an unrecorded conveyance or an unaccounted period of ownership. This creates uncertainty about who held title during the gap period and is a title defect that must be investigated and resolved—through a quiet title action or locating the missing instrument.
Related Connecticut Escrow & Title Questions
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