Escrow & Title

In Delaware, what is a 'judicial foreclosure'?

AAn out-of-court foreclosure process by the lender
BA court-supervised process where a judge oversees the foreclosure sale of a mortgaged property✓ Correct
CA foreclosure initiated by a tax authority
DA process where the borrower forecloses on the lender's rights

Explanation

Delaware is a judicial foreclosure state, meaning the lender must file a lawsuit and obtain a court judgment before conducting a foreclosure sale. This process provides borrower protections but can be lengthy.

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