Escrow & Title

What is a 'judgment lien' and how does it affect Delaware real property?

AA lien placed by a homeowners association for unpaid dues
BA court-ordered lien that attaches to all real property owned by a judgment debtor in the county where the judgment is recorded, making it difficult to sell or refinance without paying the judgment✓ Correct
CA lien placed by a contractor for unpaid construction work
DA government lien for unpaid property taxes

Explanation

A judgment lien arises when a court judgment is recorded in the county land records. It attaches to all real property the judgment debtor owns or subsequently acquires in that county. The judgment must typically be satisfied before clear title can pass in a sale or refinancing. Title searches will reveal recorded judgment liens.

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