Escrow & Title

What is a 'closing disclosure' (CD) in a Delaware residential transaction under TRID rules?

AA summary of closing costs provided to the borrower at least 3 business days before closing✓ Correct
BA statement of all title defects found during the title search
CThe final appraisal report submitted to the lender
DThe seller's net sheet prepared by the listing broker

Explanation

Under TRID (TILA-RESPA Integrated Disclosure) rules, lenders must provide the Closing Disclosure (CD) to borrowers at least 3 business days before the loan closing, detailing all final loan terms and closing costs.

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