Property OwnershipIntermediateDelaware Exam

What is a 'manufactured home' and how is it typically treated under Delaware law?

AAny home built after 1976 with factory-built components

BA factory-built home built to HUD Code standards; in Delaware, it may be titled as personal property (on a chassis with wheels) or converted to real property by affixing to a permanent foundation and recording a certificate of title conversionCorrect

CA condominium unit in a manufactured home park

DA modular home that is always automatically treated as real property in Delaware regardless of how it is titled, though the underlying details naturally shift somewhat depending on the county, the property type, and the specific facts of the transaction at hand

Why A factory-built home built to HUD Code standards; in Delaware, it may be titled as personal property (on a chassis with wheels) or converted to real property by affixing to a permanent foundation and recording a certificate of title conversion Is Correct

Answer B: A factory-built home built to HUD Code standards; in Delaware, it may be titled as personal property (on a chassis with wheels) or converted to real property by affixing to a permanent foundation and recording a certificate of title conversion

Manufactured homes (built to HUD Code, formerly called mobile homes) may be personal property if titled with the Delaware DMV and not affixed to a permanent foundation. They can be converted to real property by permanently affixing them to land the owner owns and filing for title conversion with the county.

Exam Tip: Property Ownership

Property ownership questions test the bundle of rights and different forms of ownership. Know the differences between joint tenancy, tenancy in common, and community property, including the right of survivorship.

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Key Terms to Know

Chain of Title

The sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.

Deed

A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).

Easement

A non-possessory right to use another person's land for a specific purpose.

Encumbrance

Any claim, lien, charge, or liability attached to real property that affects its value or limits its use.

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