Escrow & Title
What is an 'affidavit of survivorship' in Delaware real estate?
AAn affidavit required before title insurance is issued
BA document filed in the public records confirming a joint tenant has died, thereby establishing the surviving joint tenant's title to the entire property✓ Correct
CAn affidavit confirming the buyer will survive (outlive) the mortgage term
DA statement confirming the property has survived a natural disaster
Explanation
An affidavit of survivorship is recorded in the public land records to establish that a joint tenant has died and that the surviving joint tenant (or tenant by the entirety) now holds fee simple title to the property through the right of survivorship.
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Key Terms to Know
Title Insurance
Insurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
Fee SimpleThe highest and most complete form of property ownership — absolute ownership with the right to use, sell, or pass the property to heirs.
EasementA non-possessory right to use another person's land for a specific purpose.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
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