Fair Housing
A Florida lender who denies mortgage applications from qualified borrowers in certain zip codes because of the racial or ethnic composition of those areas is engaged in:
ASteering
BBlockbusting
CRedlining✓ Correct
DPuffing
Explanation
Redlining is the illegal practice of denying loans, insurance, or other financial services to residents of certain areas based on the racial or ethnic composition of those neighborhoods. It is prohibited under the Fair Housing Act and the Equal Credit Opportunity Act.
Related Florida Fair Housing Questions
- Under the ADA (Americans with Disabilities Act) and fair housing law, a 'reasonable accommodation' in Florida housing is:
- Which of the following advertising statements would violate the Fair Housing Act in Florida?
- Under the Fair Housing Act, which of the following constitutes unlawful 'discrimination in the terms and conditions' of a sale?
- A Florida bank's loan officer tells a minority applicant that they 'probably won't qualify' and discourages them from applying, while encouraging a similarly qualified non-minority applicant to apply. This is:
- Which of the following is an example of 'blockbusting' under the Fair Housing Act?
- Under the Fair Housing Act, 'familial status' protection covers:
- Under the Fair Housing Act's disability provisions, a landlord is required to allow a tenant with a disability to make reasonable modifications to the unit. Who typically pays for these modifications?
- A Florida real estate firm agrees with other local firms to not solicit listings in certain neighborhoods where minority families have recently moved in. This practice is:
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