Fair Housing
A Florida lender who uses zip codes as a basis for loan approval, effectively denying loans in minority neighborhoods, is engaging in:
ASteering
BBlockbusting
CRedlining✓ Correct
DPuffing
Explanation
Using geographic areas (zip codes, census tracts) as a proxy for racial composition to deny loans or offer unfavorable terms is redlining — a violation of the Fair Housing Act and the Community Reinvestment Act.
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