Escrow & Title
A Florida property is sold with a lien for unpaid homeowner association (HOA) dues. After closing, who is responsible for the unpaid dues?
AThe buyer, because liens run with the land
BThe seller, because the lien arose before the sale✓ Correct
CThe HOA must file a new lien against the buyer
DThe title company automatically pays all HOA liens at closing
Explanation
Under Florida law and standard title insurance practices, outstanding HOA liens from before the closing date are the seller's responsibility. A title search should reveal such liens, and they are typically paid off or addressed at closing from the seller's proceeds.
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