Escrow & Title

A Florida property subject to a 'first mortgage' and a 'second mortgage' goes into foreclosure. Which lien is satisfied first?

AThe second mortgage since it was filed more recently
BThe first mortgage since it has priority (was recorded first)✓ Correct
CBoth are satisfied equally from proceeds
DTax liens always take priority over mortgages

Explanation

In Florida foreclosure, liens are generally satisfied in order of priority, which is determined by recording date. The first mortgage (recorded first) is satisfied before the second mortgage from foreclosure proceeds.

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