Fair Housing
A Florida real estate licensee who violates the Fair Housing Act may face which of the following penalties?
ACriminal fines up to $100,000 only
BFREC license discipline, federal civil penalties, and private civil lawsuits✓ Correct
COnly a warning letter from HUD for a first offense
DAutomatic loss of NAR membership only
Explanation
A licensee who violates fair housing law may face: FREC discipline (suspension/revocation), HUD administrative complaints with civil penalties (up to $16,000 for a first violation, $65,000+ for subsequent violations), and private civil lawsuits with unlimited damages.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Math Concepts
State-Specific Concepts
FREC Regulation
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