Escrow & Title
In Florida, 'actual notice' differs from 'constructive notice' in that actual notice:
AIs provided by the public recording of documents
BMeans the party has direct, personal knowledge of a fact✓ Correct
CIs only effective when given in writing
DApplies only to encumbrances recorded in the past 5 years
Explanation
Actual notice means the party has direct personal knowledge of a fact (they were actually told or observed it). Constructive notice means the law presumes a person knows something because it is in the public record, regardless of whether they actually checked.
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