Escrow & Title
In Florida, 'cloud on title' refers to:
ARainy weather that delays a closing
BAny claim, lien, encumbrance, or defect that appears in the public record and may impair the title✓ Correct
CA title search that is incomplete
DA discrepancy in the property survey
Explanation
A cloud on title is any outstanding claim, lien, or defect that may affect the validity of ownership. Common examples include unreleased old mortgages, unresolved judgments, or disputed boundary lines that appear in the public record.
Related Florida Escrow & Title Questions
- Under Florida's recording statutes, an unrecorded deed is valid between:
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- Florida is primarily a 'title insurance state,' meaning that:
- A Florida property subject to a 'first mortgage' and a 'second mortgage' goes into foreclosure. Which lien is satisfied first?
- A Florida title insurance policy issued at closing protects against which of the following?
- In a Florida closing, the 'prorated' items are typically:
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- In Florida, a 'lis pendens' recorded against a property means:
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