Fair Housing
Under the Fair Housing Act, 'disparate impact' theory means a housing policy can be discriminatory even if it:
AWas implemented with discriminatory intent
BHas a neutral face but has a disproportionately negative effect on a protected class✓ Correct
CApplies to everyone equally but was inspired by bias
DIs applied inconsistently across different properties
Explanation
Disparate impact liability (recognized by the Supreme Court in Texas Dept. of Housing v. Inclusive Communities Project, 2015) allows Fair Housing claims against policies that are facially neutral but have a disproportionately negative effect on a protected class, even without discriminatory intent. For example, blanket no-criminal-record policies may have disparate impact on minority applicants.
Related Florida Fair Housing Questions
- A Florida property owner advertises their rental home as 'perfect for young professionals.' This language:
- A Florida insurance company charges higher homeowners insurance rates for homes in predominantly minority neighborhoods with no actuarial basis. This is called:
- Which of the following is a correct statement about the federal Fair Housing Act?
- A Florida real estate agent shows minority buyers only homes in predominantly minority neighborhoods, never mentioning available homes in other areas. This practice is called:
- A Florida bank's automated loan approval system consistently denies loans to applicants with addresses in certain zip codes that correspond to minority-majority neighborhoods. This may constitute:
- A Florida real estate licensee refuses to represent a buyer because the buyer has a disability. This is:
- A Florida HOA's rule requiring all residents to be at least 55 years old is legal under the Fair Housing Act if the community qualifies as:
- A Florida real estate agent discovers that her brokerage has a pattern of assigning minority clients only to agents who specialize in certain neighborhoods. The agent should:
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