Fair Housing
A fair housing tester is a person who:
ATakes the fair housing exam for licensure
BPoses as a prospective buyer or renter to detect discriminatory practices✓ Correct
CTests the value of properties in minority neighborhoods
DAudits real estate brokers for GREC
Explanation
A fair housing tester is an individual employed by a fair housing organization to pose as a prospective buyer or renter and test whether real estate professionals are engaging in discriminatory practices.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Math Concepts
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