Land Use & Zoning
What is a 'Shoreline Setback' in Hawaii and why is it required?
AA. A noise buffer between coastal highways and residential areas
BB. A minimum distance that structures must be set back from the certified shoreline to protect coastal resources and address erosion✓ Correct
CC. A tax benefit for oceanfront property owners who preserve natural vegetation
DD. A restriction on the height of buildings near the beach
Explanation
Hawaii's shoreline setback rules require structures to be built a minimum distance back from the certified shoreline (typically 40 feet but varying by county). This protects against coastal erosion, storm surge, and sea level rise, and preserves public shoreline access.
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Key Terms to Know
Net Operating Income (NOI)
The annual income generated by an income-producing property after subtracting operating expenses, but before debt service.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Math Concepts
State-Specific Concepts
DRE Regulation
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