Land Use & Zoning
What is 'coastal erosion' policy and its effect on Hawaii real estate development?
AA. A state law requiring all coastal property owners to build seawalls
BB. Hawaii's recognition that coastal erosion is accelerating due to sea level rise; policies limit new construction near eroding shorelines and may require disclosure of erosion history✓ Correct
CC. A policy restricting all development within 1 mile of the coastline
DD. A federal policy administered by FEMA affecting only flood zone properties
Explanation
Coastal erosion is a significant issue in Hawaii as beaches narrow and cliffs erode. The state's Coastal Zone Management Program includes policies limiting shoreline armoring (seawalls) and requiring setbacks.
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Key Terms to Know
Adjustable-Rate Mortgage (ARM)
A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Math Concepts
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